An auction date is a deadline. It doesn't have to be the end.
AuctionProof buys houses for cash before auction day. You get a written offer within 24 hours, we can close in as few as 7 days, and you walk away with your equity instead of watching a stranger bid on it.
- $0 fees or commissions
- Close in as few as 7 days
- Sell as-is, zero repairs
- We deal with your lender & title directly
Auction less than two weeks out? Skip the form and call (888) 308-0718. Urgent files get moved to the front.
At auction, the highest bidder wins. You don't.
Foreclosure auctions are built for speed, not for your benefit. Homes routinely go for well under market value, and everything you've paid into the place can disappear in one morning on the courthouse steps.
Your equity can vanish
Auction sales usually bring less than a normal sale would. Once the lender, the fees, and any liens get paid, what's left over for you might be a fraction of what the house was really worth. Sometimes it's nothing at all.
A foreclosure follows you
A completed foreclosure can sit on your credit report for up to seven years. That affects the next mortgage, rentals, sometimes even a job application. A sale you control closes the chapter very differently.
Someone else sets your move-out date
After an auction, the new owner decides when you leave. Sell before the auction and your move-out date gets negotiated up front and written into the contract.
Three steps, built to beat your auction date
We've closed in as few as 7 days. That's only possible because the whole process is designed around one deadline: yours.
Tell us about the property
Share the address and your auction or sale date, online or over the phone. We research your home, local comps, and your foreclosure status the same day. You don't need a walkthrough to get a number.
Same-day reviewGet a written offer in 24 hours
Your offer comes itemized, so you can see exactly how we got to the number. We'll also walk through your alternatives, like reinstatement, listing, or a short sale. Take it or leave it, no hard feelings either way.
The math is on the pageWe race the clock, you get paid
Accept, and our team works directly with your lender, the trustee, and the title company to close before the sale date. Your loan gets paid off, the leftover equity is wired to you, and you pick your own move-out date.
Close in as few as 7 daysLetting it go to auction vs. selling before
Here's the honest side-by-side. Sometimes listing with an agent really is your best move, if there's enough time. The one option that almost never works in your favor is doing nothing.
| Foreclosure auction | Sell to AuctionProof | List with an agent | |
|---|---|---|---|
| Timeline | The lender picks the date, not you | As few as 7 days, before the auction | 45 to 90+ days, often too slow |
| Your equity | Whatever survives a discount sale | Paid to you at closing | Strong, if the sale finishes in time |
| Fees & commissions | Auction, trustee & legal fees | $0, and we pay closing costs | Around 6% commission plus closing costs |
| Credit impact | A completed foreclosure, up to 7 years | The payoff at closing ends the foreclosure | Avoided only if it closes before auction |
| Repairs & showings | None, but you lose the house | None. Sell 100% as-is | Usually required |
| Certainty | Zero control over the outcome | Cash, so no financing fall-through | Buyer financing can collapse late |
| Move-out | The new owner can start eviction | You pick the date and it's in the contract | Negotiated with the buyer |
How your offer gets calculated
Every offer comes itemized. No mystery numbers, and no lowball-then-renegotiate games. This is the exact formula:
One more thing: if you're holding another written offer, show it to us. If we can beat it, we will. If we can't, we'll tell you to take it. No deal is worth winning at your expense.
Wherever you are in the foreclosure process
The earlier you reach out, the more options you'll have. That said, we've closed deals with only days to spare. If any of this sounds like your situation, it's worth a call.
Auction date is scheduled
A trustee or sheriff's sale is already on the calendar. This is our specialty. We fast-track title and the lender payoff so the closing lands first.
Behind on payments / NOD received
Missed payments or a Notice of Default in hand. You're early enough to protect the most equity. Don't wait around for a sale date.
Inherited a home with debt
Probate plus a mortgage in arrears is a brutal combination. We buy inherited homes as-is, even mid-foreclosure, even if you live out of state.
Tax lien or HOA foreclosure
It's not just banks. County tax sales and HOA foreclosures move fast and people underestimate them all the time. We handle those too.
Divorce or separation
When a house neither of you can carry alone is headed to auction, a fast, clean cash sale lets both sides move on with something in hand.
Vacant or damaged property
Fire, storm, tenants, code violations. Condition never disqualifies a house here. We buy 100% as-is and we price the repairs honestly.
People who beat the gavel
"The auction was 16 days out when I finally made the call. They had title work started the next morning and we closed with five days to spare. I walked away with real money instead of a foreclosure."
"Every other 'we buy houses' caller dodged my questions. AuctionProof sent an offer with the actual math on it. ARV, repairs, all of it. That's the only reason I trusted them, and they delivered."
"They told me upfront that if my lender approved the loan modification I should take it instead. The modification fell through, and they still honored the original offer number. Class act."
The questions everyone asks first
The full list lives on our FAQ page. These are the big ones.
In almost every state, yes. You still own the home right up until the auction actually happens, and you can sell it any time before then. The real constraint is time: the sale has to close, and your lender has to be paid off, before the sale date. That's exactly the race we're built for. The closer the date, the faster we move, but sooner is always better.
Usually not, but call us today rather than tomorrow: (888) 308-0718. We've closed in as few as 7 days, and in many states a pending sale supports a request to postpone the auction. We'll also be straight with you on that first call about whether your timeline is realistic. We don't sign contracts we can't close in time.
They get paid out of the sale at closing. The title company requests an official payoff figure from your lender, which includes the arrears, late fees, and foreclosure costs, then pays it in full. The foreclosure ends because the debt is gone. Whatever's left after the payoff is your equity, and it goes to you.
Then a standard sale can't cover the payoff, but you may still have options. One is a short sale, where the lender agrees in writing to take less than what's owed. We've negotiated plenty of those and we'll tell you honestly whether yours looks viable. In most situations it beats having a foreclosure on your record.
No fees, no commissions, no closing costs. We pay those. The trade-off is simple and we'll say it plainly: our offer sits below full retail value, because we're taking on the repairs, the risk, and the resale costs. An owner with plenty of time and a house in good shape might net more by listing. When the clock is the enemy, what you're buying is certainty. And unlike an auction, the difference stays visible, itemized, and yours to accept or refuse.
Never. The offer is free, it's in writing, and it simply expires if you don't act on it. Use it to negotiate with your lender, compare against an agent's estimate, or just to know your floor. Plenty of people take our number and choose a different path. That's a good outcome too.
Every state. Every county. Every kind of auction.
Judicial or non-judicial, trustee sale or sheriff's sale. Foreclosure works differently in every state, and our process adapts to yours.
Don't see your city? We buy in all 50 states. Find your state or request your offer and we'll confirm coverage on the first call.
The auction has a date. Your decision needs one too.
Get a real number today. It's free, it's in writing, and you can walk away from it. The only option that costs you anything is waiting.
Rather talk it through first? (888) 308-0718, 7 days a week.